Stonegate community pool
The POA's central amenity and gathering point.
Stonegate · Zionsville, IN
About 463 homes, several build eras, and an architectural committee that reviews before the town does
Stonegate is one of Zionsville's largest established neighborhoods — roughly 463 homes built across multiple sections and eras, with a property owners association, a pool, and recorded covenants that include an architectural approval committee. Any exterior project here has two approvals to clear, and the POA one usually comes first.
History & architecture
How Stonegate was built
Stonegate developed in sections over multiple build phases rather than as a single release, which is why housing styles and sizes vary noticeably across the neighborhood.
The community organized as a property owners association with recorded covenants, conditions, and restrictions and a standing architectural approval committee.
Amenities including the community pool and common areas are POA-maintained.
Much of the neighborhood is served by well and septic rather than municipal utilities — a reminder to confirm parcel-level jurisdiction and utility service before planning a bathroom or kitchen addition.
- Size
- Roughly 463 homes across several sections
- Character
- Traditional architecture, front porches, tree-lined streets
- Utilities
- Well and septic common — verify service before planning plumbing additions
- Typical districts
- R-SF-1 and R-SF-2 half-acre-pattern lots
Landmarks & shared spaces
Places that anchor Stonegate
Tree-lined interior streets
The mature street canopy is a defining feature of the older sections.
Businesses & districts
Where Stonegate gathers
Omni management / POA administration
Covenant administration and architectural review requests run through the association's management company.
Zoning & overlays
Common zoning codes in Stonegate
These are the base districts and overlays we see most often on Stonegate lots. Always confirm your parcel's district and overlays on the Metro zoning map before design decisions get expensive.
R-SF-1Single-Family Residential District
Half-acre average lot per subdivision with a 15,000 sq ft minimum, widths from 80 ft to 150 ft by lot size. Front 35 ft, aggregate side yards 25–45 ft with no single side under 10–20 ft, rear 25 ft primary and 5 ft accessory. 35 ft height, 20% maximum lot coverage.
R-SF-2Single-Family Residential District
Same dimensional table as R-SF-1 — half-acre average, 15,000 sq ft minimum, 35 ft front, 25 ft rear, 35 ft height, 20% coverage. This is the district carried by most of Zionsville's 1990s and 2000s subdivisions on the town's official zoning-by-subdivision list.
Overlays that apply here
Floodplain / Eagle Creek
FEMA Special Flood Hazard Area along Eagle Creek and its tributaries
Eagle Creek and the ravines feeding it run through much of Zionsville. Building in a mapped flood hazard area adds a floodplain review, fill and finished-floor requirements, and often an IDNR construction-in-a-floodway approval on top of the town permit.
Permitting path
- 1Submit to the Stonegate architectural approval committee under the recorded CC&Rs before or alongside the town application — the committee's standards are private and the town does not enforce them.
- 2Confirm whether the specific parcel is inside Zionsville town limits or unincorporated Boone County; annexation lines can bisect a subdivision, and county land is reviewed by the Boone County Area Plan Commission instead.
- 3On well and septic lots, any bedroom or bathroom addition needs the septic system's capacity checked with the county health department early.
- 4Every building, addition, or exterior alteration in Zionsville needs an Improvement Location Permit (§ 194.216) from the Planning & Building Department before a building permit issues.
- 5Zionsville's ordinance (§ 194.125) reaches further than most Indiana towns: development plan review by the Plan Commission can be triggered in residential districts and is standard inside the Michigan Road Corridor Overlay, so confirm early whether your project is administrative or a hearing item.
- 6Where the lot sits in a recorded subdivision plat, the platted building line controls over the district minimum. Read the plat before trusting the ordinance table.
- 7Relief from a setback, height, or coverage standard is a development standards variance at the Zionsville Board of Zoning Appeals.
- 8The town adopted an ordinance establishing a Historic Preservation Commission in 2022, and a village conservation district has been advocated for the core, but as of this writing there is no blanket certificate-of-appropriateness requirement for private residential exterior work. Confirm current status for any village project.
- 9Accessory dwelling unit standards were still moving through a Chapter 194 text amendment (Plan Commission docket 2025-45-OA) rather than being fully codified — treat an ADU as a question to settle with Planning before design, not a by-right use.
- 10Town approval and HOA approval are separate. Most Zionsville subdivisions have a recorded architectural review committee whose sign-off the town does not check and cannot waive.
Why it matters
Stonegate's place in Zionsville
It is one of the largest single neighborhoods in the Zionsville area by home count.
Its multi-era build-out makes it a good barometer of how Zionsville's housing stock changed across decades.
It is a clear example of the two-track approval reality in Zionsville: private covenants plus public zoning.
Events & festivals
What happens in Stonegate
POA community events
Seasonal
Pool season and neighborhood social events run through the association.
Designing here
What this means for your Stonegate project
- Start with the CC&Rs, not the ordinance. Architectural committees commonly restrict materials, roof pitch, fencing, and accessory buildings more tightly than zoning does.
- Half-acre-pattern districts cap coverage at 20%, which is generous for a modest addition but tightens fast once a pool, patio, and detached garage are added.
- Aggregate side-yard rules in R-SF-1 and R-SF-2 mean a side addition is judged on both sides of the house combined, not just the side you are building on.
- Septic field location often decides where an addition can physically go — locate it before drawing, not after.
- Recorded plat building lines can be deeper than the ordinance minimum. Always check the plat.
FAQ
Questions about Stonegate
Keep exploring
Other Zionsville neighborhoods
Sources
- Zionsville Zoning Ordinance, Chapter 194 (American Legal)
- Town of Zionsville — Planning & Building Department
- Zoning Classifications by Subdivision (Town of Zionsville)
- Boone County Area Plan Commission (unincorporated areas)
- Stonegate Property Owners Association
- Stonegate recorded covenants, conditions & restrictions (PDF)
Start your project
Planning an addition or ADU in Stonegate?
Tell us about your lot and what you're hoping to do. We'll write back within one business day.